E-Commerce Merchant Verification
Merchant Verification for E‑Commerce and Retail Platforms — designed to reduce onboarding fraud, satisfy KYC/KYB/AML pressures, and deliver audit‑ready evidence in minutes.
- ISO 27001 Compliant
- GDPR Compliant
- 99.9% Uptime
Context and Challenge
E‑commerce platforms face increasing fraud from fake merchants, unauthorized sellers, and individuals registering under stolen company identities. Financial losses rise while KYC/KYB/AML compliance adds pressure. Document uploads and basic email checks are easy to bypass and don’t confirm real company authority or biometric identity.
WeVerify Solution
WeVerify enables marketplaces to onboard merchants using instant, verified, and compliant identity + company checks, without the need for integration. Sellers complete verification via the WeVerify mobile app:
- NFC‑based identity document verification (passport or ID card)
- Biometric selfie and liveness video
- Optional face verification again during signing for high‑risk actions
- Company verification to confirm the business exists and the person is authorized to represent it
- Authority levels (e.g., €500 or €1000 signing power)
Platforms can send verification requests from the web portal and receive complete audit‑ready reports within minutes.
Company Authority Verification
Validates that the merchant is authorized to act on behalf of the business.
Dual Biometric Protection
Biometric verification can be required again during signing to ensure the correct person completes the action.
Location Capture for Assurance
Verification records include geolocation to support compliance and prevent cross‑border misuse.
Dynamic Contract Generation
Onboarding agreements can be automatically generated using verified identity and company data.
Automatic Signature Placement
Signatures are placed automatically using template anchors or the signer’s name location.
Two‑Sided Verification Flow Diagram (Platform ↔ Merchant)
Both the platform and the merchant appear in the flow. The platform initiates verification, the merchant completes identity + biometric steps, and the platform receives a verified profile.
Platform
Sends merchant verification request.
Merchant
Receives request via WeVerify app / link.
Identity with NFC ID
NFC‑based passport / ID card verification.
Live Status
Optional progress events / timestamps.
Biometrics
Selfie + liveness video to prevent spoofing.
Company Authority
Business exists, representative is authorized, authority limits validated.
Location Capture
Geolocation recorded for regulatory assurance.
Consent
Merchant reviews and provides consent to proceed.
Platform
Receives verified merchant profile + audit trail.
Report Delivered
Audit‑ready package delivered back to platform within minutes.
Optional Contract Signing
High‑risk actions can require an additional biometric check during signing.
Parallel KYB (Business Only)
While identity checks run, validate corporate registration, UBO structure, and signatory authority against global registries.
Outcomes for E‑Commerce Platforms
- Eliminates fraudulent seller accounts
- Builds buyer confidence through verified merchant identities
- Reduces chargebacks, scams, and misuse
- Accelerates onboarding from days to minutes
- Provides a complete digital audit trail for regulators
- Requires no integration and can be used within minutes
